Advice for consoladating school loans

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Working your way through the Veterans Administration bureaucracy can take its toll. Among other things, the VA offers financial advice and legal counseling. This is the last thing in the world that looks like fun, but it’s as essential to your pecuniary health as mastering a 20-mile hike in full combat gear is to your survival in hostile territory.

Meanwhile, if you’re a veteran battling to make ends meet after leaving your service, there are other sources. No financial assistance program ever created can deal with your money needs if you’re unwilling to do the tough work of figuring out where your income goes, developing a plan to manage it, and sticking to it.

Luckily, when it comes to debt management, debt relief, or financial assistance for veterans or active troops, there are programs available. If your job requires a security clearance, the Uniform Code of Military Justice Article 134 — a catchall often described as the “Devil’s Article” — sets rules for unbecoming behavior that can cost you.

This means absolutely minding your budget, or at least demonstrating you’re getting your financial fortress in order.

Veterans and active military struggle with mortgages, auto loans and credit card debt the same as civilian consumers.