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Always check your accounts regularly for signs of unauthorized use.

Even though phishing may be one of the most popular options for stealing people’s information, it’s hardly the only way a criminal could start charging you for their purchases. In this method, a thief uses a device to duplicate the information on your credit card.

The goal is to get you to respond with your personal information or to click on a link that takes you to an official looking website but that is actually a fake.

For example, the message might appear to be from the lender that holds your auto loan.

Other times, thieves install the devices in card readers at gas pumps or ATM machines.

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